Why consider Equity Release?
	What should you consider before Equity Release?
	What is Equity Release?
	Which Equity Release scheme?
	The importance of Independent advice
	What are the costs?
	Testimonials

Inshore Independent Financial Advisers Ltd is an appointed representative of The Whitechurch Network Limited which is authorised and regulated by the Financial Services Authority.

What is Equity Release?

Equity release enables you to unlock money from your home while you still live there and you do not have to make any repayments until the property is sold either on your death or when you move into care. An equity release plan can provide you with access to cash lump sums, a regular income or both.

Because the equity is yours in the first place, there is no tax to pay on the funds you receive, and there are no regular repayments to make. With a lifetime mortgage, which is the most popular form of equity release, you continue to own 100% of your home throughout.

Your home may be the most valuable asset you have as many people in retirement find their home is the biggest or only asset they have. Enjoying the benefits of being able to take cash out of it can make a huge difference to your quality of life in retirement. An equity release scheme can provide you with access to cash lump sums, a regular income or both.

If you are a homeowner, aged 55 or over, you could be eligible to take advantage of releasing equity from your property. This could significantly improve your standard of living - enabling you to benefit from the comfortable retirement that you deserve.

Equity Release/Home Reversion/Lifetime Mortgage – To understand the features and risks, ask for a personalised illustration.