Why consider Equity Release?
	What should you consider before Equity Release?
	What is Equity Release?
	Which Equity Release scheme?
	The importance of Independent advice
	What are the costs?
	Testimonials

Inshore Independent Financial Advisers Ltd is an appointed representative of The Whitechurch Network Limited which is authorised and regulated by the Financial Services Authority.

Why consider Equity Release?

Equity Release allows you to release tax-free cash from your property without having to move home and many retired people find themselves “asset rich but cash poor”.

Maybe your pension has not given you the income in retirement you expected but you have seen a significant increase in the value of your home over the years.

People release equity for a number of reasons such as:

• Home Improvements



• Improve your standard of living



• Repaying Debts



• Making a gift to a relative – with the growth of house prices, many first time buyers are struggling to get on the housing ladder. Some people also like the idea of making a ‘living inheritance’



• Long Term Care – You may not want to go into a nursing home as you would prefer to be cared for in your own home.



• Healthcare – You may need or want to have an operation more quickly and in greater comfort in the private sector.
• Holiday of a lifetime

Putting it simply, the additional funds that you can obtain through equity release will allow you to enjoy a more comfortable retirement. Additionally you will have the opportunity to live out many of the dreams that you longed to fulfil whilst you were working or raising your family.

Equity Release/Home Reversion/Lifetime Mortgage – To understand the features and risks, ask for a personalised illustration.